CoverProof reads every Certificate of Insurance, checks it against your requirements — limits, additional-insured endorsements, expiry dates — flags the gaps, and chases renewals for you. Stop tracking COIs in a spreadsheet.
We're onboarding a first group of contractors, property managers, and venues. Join the list and we'll reach out — and tell us your biggest COI headache so we build the right thing.
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CoverProof grades every certificate against your requirements and shows the reasoning on each line — including endorsements that are claimed on the cert but not actually attached.
This is the free COI Checker. The full product reads the actual PDF and tracks renewals automatically.
Tracking insurance in spreadsheets and email doesn't just waste time — it leaves a gap that surfaces only after something goes wrong.
Tell CoverProof what you require — general liability limits, workers' comp, auto, umbrella, additional-insured endorsements, waiver of subrogation. Start from a ready-made template for your trade.
Send each subcontractor or vendor a link. They upload their certificate in seconds — no account, no friction. CoverProof can request it and follow up automatically.
Our AI reads the certificate and the endorsements, checks every requirement, and shows you exactly what passes and what's missing — with the proof. Then it watches expiry dates and chases renewals for you.
Most affordable tools only watch expiry dates. The tools that actually verify coverage cost thousands to set up and take days to review a document. CoverProof does real verification, instantly, at a self-serve price.
Keep every subcontractor's GL, workers' comp, and additional-insured endorsements current — before they ever step on site.
Track coverage for every maintenance vendor, cleaner, and contractor across your buildings, automatically.
Confirm every caterer, bartender, and rental vendor meets your venue's exact requirements — days before the event, not the morning of.
A Certificate of Insurance (COI), usually an ACORD 25 form, is a one-page summary of a business's insurance — coverage types, limits, and expiration dates. It proves a vendor or subcontractor carries the insurance your contract requires.
Don't rely on the ADDL INSD checkbox on the certificate — it is a claim, not proof. Request the actual endorsement form (CG 20 10 for ongoing operations and CG 20 37 for completed operations) and confirm it names your company.
CG 20 10 covers a subcontractor's ongoing operations (during the work); CG 20 37 covers completed operations (claims after the job is finished). Most construction contracts require both. Full guide →
Commonly $1,000,000 per occurrence and $2,000,000 aggregate for general liability ($2,000,000+ per occurrence for high-risk trades), statutory workers' compensation, and $1,000,000 combined single limit for commercial auto.
Enterprise platforms often require 200+ certificate minimums and $3,500+ setup fees. CoverProof is self-serve with no minimums and no setup fees, starting at $99 per month.
CoverProof reads each certificate and checks coverages, limits, expiration dates, and additional-insured endorsements against requirements you define, flags any gaps, and chases renewals automatically. It is a flag-and-approve assistant — you make the final decision.
Join the early-access list. We're working with a small first group to get this exactly right.
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